Housing Pathways and Affordability

The rising cost of housing has been an ongoing issue in WA and nationally. House prices and rents are escalating at a rate that many households find hard to keep pace with and many young Australians continue to face severe barriers to accessing home ownership. Homelessness is also a growing concern in both regional and metropolitan areas. On the other hand, among older Australians, a major source of financial security is the wealth stored in the family home. Indeed it often represents a nest egg that can mean the difference between a modest and comfortable retirement. Projects under this research theme also delve into a range of issues related to housing affordability and housing security over the life course, and the ways in which housing assets are relied upon to fund retirement needs.

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Household density and children’s wellbeing in Australia: Are children’s homes too empty? Michael Dockery Living in crowded housing has been associated with poorer physical and mental health outcomes, with a greater emphasis on the psychological effects when the underlying quality of housing is high. Hence ‘overcrowding’ features as a housing condition extensively studied in... Read article 12 September 2020Working Papers Read More
A methodology for projecting sparse populations and its application to remote Indigenous communities Michael Dockery, Nicholas Holyoak, Ranjodh B. Singh A new method is proposed for generating projections for sparse populations by locality, age cohort and gender. An adaptation of the cohort replacement method, the approach uses a Tobit model with varying censoring limits to model population changes by cohort.... Read article 10 August 2020Journal Articles Read More
Mortgage stress and precarious home ownership Rachel Ong ViforJ, Gavin Wood, Melek Cigdem, Silvia Salazar Between 1987 and 2015, the growth in mortgage debt outstripped both house price and income growth among older mortgagors (55+). Mortgage debt blew out by 600 per cent while house prices tripled. Income growth lagged even further behind, doubling over... Read article 29 August 2019Research Reports Read More
Getting our house in order? Alan Duncan, Amity James, Steven Rowley This report by the Bankwest Curtin Economics Centre focuses on housing affordability, one of the most important economic and social issues facing Western Australia, and indeed the country. This twelfth report in BCEC’s Focus on WA series builds on the Centre’s earlier... Read article 31 May 2019Focus on WA Read More
Older Renters in the Western Australian Private Rental Sector Helen Hodgson, Amity James, Eileen Webb More people are reaching retirement age without owning a home, and the number of older people residing in the private rental market is increasing. Fixed incomes, short leases, a lack of affordable housing options and limited capacity to modify a... Read article 9 October 2018Feature Read More
The Private Rental Sector in Australia Steven Rowley, Amity James This report examines the state of the private rental sector (PRS) in Australia through analysis of 2016 census data and a survey of 3,182 Australian private renters. The survey asked renters about issues such as the number of rental properties... Read article 9 October 2018Feature Read More