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Research Theme: Population, Ageing and RetirementX
Work ability, age and intention to leave aged care work Siobhan Austen, Therese Jefferson, Gill Lewin, Rachel Ong ViforJ, Rhonda Sharp Aim To describe the work ability of mature age women workers in Australia’s aged care sector, and to explore the relationship between ageing, work ability and intention to leave. Method Logistic regression techniques were applied to a sample of 2721... Read article 1 March 2016Journal Articles Read More
Housing older Australians: Loss of homeownership and pathways into housing assistance Rachel Ong ViforJ, Gavin Wood, Val Colic-Peisker In Australia and other ‘homeownership societies’ it has been conventional to think of housing pathways in terms of a smooth linear progression, leading to outright ownership in middle age and a retirement buffered by low housing costs. This vision of... Read article 1 December 2015Journal Articles Read More
Underemployment among mature age workers in Australia Jinjing Li, Alan Duncan, Riyana Miranti Underemployment is a serious and pervasive problem both in terms of its impact on those individuals affected, and for the economy as a whole. Underemployment is associated with job insecurity, increased casualisation and lower savings, and from a macroeconomic standpoint,... Read article 1 December 2015Journal Articles Read More
Securing our Future Michael Dockery, Alan Duncan, Ha Nguyen, Rachel Ong ViforJ Western Australia’s population is growing older. The median age of West Australians is set to increase from 36 years today to 40 years by 2050. During that time the proportion of West Australians aged 65 and over is projected to... Read article 18 November 2015Focus on WA Read More
Care roles and employment decision-making Therese Jefferson, Gill Lewin, Rachel Ong ViforJ, Rhonda Sharp This article uses data from a panel of Australian mature-age women to examine the effects of care roles on workers’ intentions to leave their jobs. We focus on how the employment effects of care roles can be shaped by the... Read article 1 November 2015Journal Articles Read More
The use of home equity to fund the consumption needs of retirees Rachel Ong ViforJ This paper identifies the broad issues associated with the use of home equity to fund the consumption needs of retirees by reviewing the relevant international literature. The specific literature that examines the role of home equity in the retirement income... Read article 31 October 2015Working Papers Read More
Beyond our Means? Rebecca Cassells, Alan Duncan, Simon Kelly, Rachel Ong ViforJ The ability of both households and governments to increase savings and manage debt has been an ongoing policy issue in Australia and throughout the world. Debt can be a good thing if it encourages real asset growth beyond that of... Read article 30 June 2015Focus on The States Read More
Mortgage equity withdrawal and institutional settings Marietta Haffner, Rachel Ong ViforJ, Gavin Wood In this exploratory paper, we investigate whether there are links between institutional context and the development of markets in home equity conversion that are based on financial instruments facilitating mortgage equity withdrawal (MEW). Using secondary data and literature sources from... Read article 2 June 2015Journal Articles Read More
Australian demographic trends and their implications for housing subsidies Melek Cigdem, Gavin Wood, Rachel Ong ViforJ This Positioning Paper is the first output of a project that aims to forecast future housing subsidies that will accompany projected demographic changes and the challenges these trends may pose for the fiscal sustainability of housing policy. Population ageing is... Read article 31 May 2015Research Reports Read More
Housing equity withdrawal in Australia: prevalence, patterns and motivations in mid-to-late life Rachel Ong ViforJ, Gavin Wood, Therese Jefferson, Marietta Haffner In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This article assesses the extent to which Australians aged 45 years and over withdraw housing equity... Read article 25 March 2015Journal Articles Read More
Asset poverty, precarious housing and ontological security in older age: an Australian case study Val Colic-Peisker, Rachel Ong ViforJ, Gavin Wood Over two-thirds of Australians are owner-occupiers and a majority of the population holds most of their wealth in housing. Australian taxation privileges homeowners and retirement income policy is built around the assumption that state pensions can be kept low because... Read article 13 December 2014Journal Articles Read More
Housing Equity Withdrawal in mid-to-late life: Patterns and Motivations amongst Australian Homeowners Rachel Ong ViforJ, Gavin Wood, Therese Jefferson, Marietta Haffner Abstract In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This paper assesses the extent to which Australians aged over 45 utilise housing equity withdrawal... Read article 25 November 2014Working Papers Read More