Publications
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Research Theme: Housing Pathways and AffordabilityX
Australian demographic trends and their implications for housing subsidies
This Positioning Paper, funded by the Australian Housing and Urban Research Institute (AHURI), is the first output of a project that aims to forecast future housing subsidies that will accompany projected demographic changes and the challenges these trends may pose... Read article
Housing equity withdrawal in Australia: prevalence, patterns and motivations in mid-to-late life
In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This article assesses the extent to which Australians aged 45 years and over withdraw housing equity... Read article
Asset poverty, precarious housing and ontological security in older age: an Australian case study
Over two-thirds of Australians are owner-occupiers and a majority of the population holds most of their wealth in housing. Australian taxation privileges homeowners and retirement income policy is built around the assumption that state pensions can be kept low because... Read article
Bridging the gap between housing stress and financial stress
In recent decades, housing affordability has been increasingly linked to household financial outcomes where high housing costs relative to income are perceived to negatively affect financial well-being. However, the traditional measure of housing affordability in Australia is housing stress, which... Read article
Housing affordability dynamics: new insights from the last decade
This report, funded by the Australian Housing and Urban Research Institute (AHURI), explores the duration of housing affordability stress (HAS) in Australia. It tracks the housing affordability trajectories of Australians over the period 2001–11. The dataset employed in this project... Read article
Housing Equity Withdrawal in mid-to-late life: Patterns and Motivations amongst Australian Homeowners
Abstract In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This paper assesses the extent to which Australians aged over 45 utilise housing equity withdrawal... Read article
Exploring recent increases in the gender wealth gap among Australia’s single households
Abstract This study uses three wealth modules from the Household, Income and Labour Dynamics in Australia Survey to explore the gender wealth gap for single Australian households between 2002 and 2010. The findings indicate a significant gender wealth gap, which... Read article
Wellbeing outcomes of lower income renters
Executive Summary A critical assumption of area-based policies aiming to foster greater ‘social mix’ of communities is that the adverse consequences associated with concentrations of social disadvantage will be reduced. The main vehicle to facilitate contemporary policies of social mix... Read article
Housing Affordability
The cost of housing in Western Australia has been a recurrent theme in discussions in West Australian homes, businesses and the policy environment. A long held perception is that housing affordability in the state has spiralled out of control, with... Read article
The edges of home ownership
The edges of ownership form a neglected zone between the majority tenure, sustainable owner occupation, and the minority experience, long-term renting. In tenure-divided societies like Australia, the UK and the USA—where there is a stark financial, social and cultural divide... Read article
Housing equity withdrawal: Uses,risks and barriers to alternative mechanisms in later life
This project, funded by the Australian Housing and Urban Research Institute (AHURI), uncovers the uses, risks of and barriers to housing equity withdrawal (HEW) by older home owners aged 45 years and over via three alternative mechanisms: in situ mortgage... Read article
Wellbeing outcomes of lower income renters: a multi-level analysis of area effects
Whether it is better to be ‘poor’ in a ‘poor area’ or one that is more socially diverse has been a central concern for research attempting to establish the neighbourhood effects associated with concentrations of disadvantage and for policies aiming... Read article