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Research Theme: Housing Pathways and AffordabilityX
Australian demographic trends and their implications for housing subsidies Melek Cigdem, Gavin Wood, Rachel Ong ViforJ This Positioning Paper, funded by the Australian Housing and Urban Research Institute (AHURI), is the first output of a project that aims to forecast future housing subsidies that will accompany projected demographic changes and the challenges these trends may pose... Read article 31 May 2015Research Reports Read More
Housing equity withdrawal in Australia: prevalence, patterns and motivations in mid-to-late life Rachel Ong ViforJ, Gavin Wood, Therese Jefferson, Marietta Haffner In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This article assesses the extent to which Australians aged 45 years and over withdraw housing equity... Read article 25 March 2015Journal Articles Read More
Asset poverty, precarious housing and ontological security in older age: an Australian case study Val Colic-Peisker, Rachel Ong ViforJ, Gavin Wood Over two-thirds of Australians are owner-occupiers and a majority of the population holds most of their wealth in housing. Australian taxation privileges homeowners and retirement income policy is built around the assumption that state pensions can be kept low because... Read article 13 December 2014Journal Articles Read More
Bridging the gap between housing stress and financial stress Steven Rowley, Rachel Ong ViforJ, Marietta Haffner In recent decades, housing affordability has been increasingly linked to household financial outcomes where high housing costs relative to income are perceived to negatively affect financial well-being. However, the traditional measure of housing affordability in Australia is housing stress, which... Read article 11 December 2014Journal Articles Read More
Housing affordability dynamics: new insights from the last decade Gavin Wood, Rachel Ong ViforJ, Melek Cigdem This report, funded by the Australian Housing and Urban Research Institute (AHURI), explores the duration of housing affordability stress (HAS) in Australia. It tracks the housing affordability trajectories of Australians over the period 2001–11. The dataset employed in this project... Read article 30 November 2014Research Reports Read More
Housing Equity Withdrawal in mid-to-late life: Patterns and Motivations amongst Australian Homeowners Rachel Ong ViforJ, Gavin Wood, Therese Jefferson, Marietta Haffner Abstract In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This paper assesses the extent to which Australians aged over 45 utilise housing equity withdrawal... Read article 25 November 2014Working Papers Read More
Exploring recent increases in the gender wealth gap among Australia’s single households Rachel Ong ViforJ, Sherry Bawa, Therese Jefferson Abstract This study uses three wealth modules from the Household, Income and Labour Dynamics in Australia Survey to explore the gender wealth gap for single Australian households between 2002 and 2010. The findings indicate a significant gender wealth gap, which... Read article 17 October 2014Journal Articles Read More
Wellbeing outcomes of lower income renters Sharon Parkinson, Rachel Ong ViforJ, Melek Cigdem, Elizabeth Taylor Executive Summary A critical assumption of area-based policies aiming to foster greater ‘social mix’ of communities is that the adverse consequences associated with concentrations of social disadvantage will be reduced. The main vehicle to facilitate contemporary policies of social mix... Read article 31 August 2014Research Reports Read More
Housing Affordability Rebecca Cassells, Alan Duncan, Grace Gao, Amity James, Kenneth Leong, Sanna Markkanen, Steven Rowley The cost of housing in Western Australia has been a recurrent theme in discussions in West Australian homes, businesses and the policy environment. A long held perception is that housing affordability in the state has spiralled out of control, with... Read article 30 April 2014Focus on WA Read More
The edges of home ownership Gavin Wood, Susan J Smith, Rachel Ong ViforJ, Melek Cigdem The edges of ownership form a neglected zone between the majority tenure, sustainable owner occupation, and the minority experience, long-term renting. In tenure-divided societies like Australia, the UK and the USA—where there is a stark financial, social and cultural divide... Read article 31 October 2013Research Reports Read More
Housing equity withdrawal: Uses,risks and barriers to alternative mechanisms in later life Rachel Ong ViforJ, Therese Jefferson, Gavin Wood, Marietta Haffner This project, funded by the Australian Housing and Urban Research Institute (AHURI), uncovers the uses, risks of and barriers to housing equity withdrawal (HEW) by older home owners aged 45 years and over via three alternative mechanisms: in situ mortgage... Read article 31 October 2013Research Reports Read More
Wellbeing outcomes of lower income renters: a multi-level analysis of area effects Sharon Parkinson, Melek Cigdem, Rachel Ong ViforJ, Elizabeth Taylor Whether it is better to be ‘poor’ in a ‘poor area’ or one that is more socially diverse has been a central concern for research attempting to establish the neighbourhood effects associated with concentrations of disadvantage and for policies aiming... Read article 30 June 2013Research Reports Read More