Housing Pathways and Affordability

The rising cost of housing has also been an ongoing issue in WA and nationally. House prices and rents are escalating at a rate that many households find hard to keep pace with. Homelessness is a growing concern in both regional and metropolitan areas. Many young Australians continue to face severe barriers to accessing home ownership. On the other hand, among older Australians, a major source of financial security is the wealth stored in the family home. Indeed it often represents a nest egg that can mean the difference between a modest and comfortable retirement. Projects under this research them also delve into a range of issues related to housing affordability and housing security over the life course, and the ways in which housing assets are relied up to fund retirement needs.

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Inquiry into housing policies, labour force participation and economic growth Rachel Ong ViforJ, Gavin Wood, Stephen Whelan, Melek Cigdem, Kadir Atalay, Jago Dodson This Inquiry presents evidence on how housing policies might promote labour force participation and economic growth through four channels—housing supply responsiveness, labour mobility, employment decisions and consumption. Despite strong evidence of housing’s large presence in the economy, it is often... Read article 27 June 2017Research Reports Read More
The Australian housing system: a quiet revolution? Rachel Ong ViforJ, Gavin Wood The Australian housing system is quietly undergoing a major transformation. Many young and middle-aged home owners are paying down large mortgages that leave them precariously positioned on the margins of ownership. As house prices have remained stubbornly high relative to... Read article 1 June 2017 Read More
Housing supply responsiveness in Australia: distribution, drivers and institutional settings Rachel Ong ViforJ, Tony Dalton, Nicole Gurran, Christopher Phelps, Steven Rowley, Gavin Wood Key Findings A 1 per cent increase in the level of real housing prices is estimated to produce a 4.7 per cent (3.9%) increase in new house (unit) supply. These house price gains translate into a very small increase in... Read article 18 May 2017 Read More
Re-imagining the future for desert Australia Digby Race, Michael Dockery, Lisa Havas, Catherine Joyce, Supriya Mathew, Bruno Spandonide Desert regions of the world comprise about 25% of the world’s land surface and are home to 500 million people, yet are often portrayed as extreme places with resident communities marginalised from mainstream development. Australia has a relatively vast desert... Read article 7 April 2017Journal Articles Read More
Life on the edge: a perspective on precarious home ownership in Australia and the UK Gavin Wood, Susan J. Smith, Melek Cigdem, Rachel Ong ViforJ This paper focuses on two countries with debt-funded ownership-centred housing systems, Australia and the UK. Financially, there are similarities between these two societies, which have relatively ‘complete’, reasonably well-regulated mortgage markets, had limited exposure to the extremes of subprime, and... Read article 1 April 2017Journal Articles Read More
A new look at the channels from housing to employment decisions Melek Cigdem, Rachel Ong ViforJ, Gavin Wood The purpose of this study is to investigate the role of current housing assistance arrangements, housing wealth and mortgages in individuals’ employment decisions. The study also explores whether bequests or parental cash transfers, which are typically financed (directly or indirectly)... Read article 2 March 2017Research Reports Read More