Publications

Search results for
Author: Gavin WoodX
Housing Tax Reform: Is there a way forward? Gavin Wood, Rachel Ong ViforJ, Melek Cigdem Australian home owners and investors benefit from various tax concessions. Home owner tax concessions are poorly targeted with older, higher income households the main beneficiaries. There could also be efficiency consequences if the tax favoured owner-occupied housing sector attracts investment... Read article 31 August 2016Journal Articles Read More
Housing older Australians: Loss of homeownership and pathways into housing assistance Rachel Ong ViforJ, Gavin Wood, Val Colic-Peisker In Australia and other ‘homeownership societies’ it has been conventional to think of housing pathways in terms of a smooth linear progression, leading to outright ownership in middle age and a retirement buffered by low housing costs. This vision of... Read article 1 December 2015Journal Articles Read More
Making connections: housing, productivity and economic development Duncan Maclennan, Rachel Ong ViforJ, Gavin Wood This is a scoping study funded by the Australian Housing and Urban Research Institute (AHURI) with the immediate aim of reviewing links between housing and productivity. It uses scans of existing literature, assessments of local strategies for planning, and interviews... Read article 31 October 2015Research Reports Read More
Factors shaping the dynamics of housing affordability in Australia 2001-11 Gavin Wood, Rachel Ong ViforJ, Melek Cigdem The research documented in this report to the Australian Housing and Urban Research Institute (AHURI) offers key insights into the duration of exposures to unaffordable housing. It also identifies the socio-demographic characteristics of those low-income Australians who find it more difficult... Read article 30 September 2015Research Reports Read More
Mortgage equity withdrawal and institutional settings Marietta Haffner, Rachel Ong ViforJ, Gavin Wood In this exploratory paper, we investigate whether there are links between institutional context and the development of markets in home equity conversion that are based on financial instruments facilitating mortgage equity withdrawal (MEW). Using secondary data and literature sources from... Read article 2 June 2015Journal Articles Read More
Australian demographic trends and their implications for housing subsidies Melek Cigdem, Gavin Wood, Rachel Ong ViforJ This Positioning Paper, funded by the Australian Housing and Urban Research Institute (AHURI), is the first output of a project that aims to forecast future housing subsidies that will accompany projected demographic changes and the challenges these trends may pose... Read article 31 May 2015Research Reports Read More
Housing equity withdrawal in Australia: prevalence, patterns and motivations in mid-to-late life Rachel Ong ViforJ, Gavin Wood, Therese Jefferson, Marietta Haffner In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This article assesses the extent to which Australians aged 45 years and over withdraw housing equity... Read article 25 March 2015Journal Articles Read More
Asset poverty, precarious housing and ontological security in older age: an Australian case study Val Colic-Peisker, Rachel Ong ViforJ, Gavin Wood Over two-thirds of Australians are owner-occupiers and a majority of the population holds most of their wealth in housing. Australian taxation privileges homeowners and retirement income policy is built around the assumption that state pensions can be kept low because... Read article 13 December 2014Journal Articles Read More
Housing affordability dynamics: new insights from the last decade Gavin Wood, Rachel Ong ViforJ, Melek Cigdem This report, funded by the Australian Housing and Urban Research Institute (AHURI), explores the duration of housing affordability stress (HAS) in Australia. It tracks the housing affordability trajectories of Australians over the period 2001–11. The dataset employed in this project... Read article 30 November 2014Research Reports Read More
Housing Equity Withdrawal in mid-to-late life: Patterns and Motivations amongst Australian Homeowners Rachel Ong ViforJ, Gavin Wood, Therese Jefferson, Marietta Haffner Abstract In an era of population ageing, the primary home is increasingly viewed as a personal resource that can perform a pension role in retirement. This paper assesses the extent to which Australians aged over 45 utilise housing equity withdrawal... Read article 25 November 2014Working Papers Read More
Work Incentives and Decisions to Remain in Paid Work in Australia Rachel Ong ViforJ, Gavin Wood, Melek Cigdem Introduction Lifting workforce participation rates is a key objective of Australian policy-makers. The most recent evidence of this emerged in the lead up to the 2013 Federal election. The Coalition proposed that young Australians unemployed for 12 months or more and receiving... Read article 1 December 2013Working Papers Read More
The edges of home ownership Gavin Wood, Susan J Smith, Rachel Ong ViforJ, Melek Cigdem The edges of ownership form a neglected zone between the majority tenure, sustainable owner occupation, and the minority experience, long-term renting. In tenure-divided societies like Australia, the UK and the USA—where there is a stark financial, social and cultural divide... Read article 31 October 2013Research Reports Read More